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    Managing your money wisely Financial planning has to be started as soon as you get a job. However, most you employees do not know how to manage their income. As long as you are living with your parents, you will not feel the need to save money. However, when you start living away from your parents you need to set up a monthly budget. A good budget will help you to save money and to stay on track in reaching your goals. You have to remember that you cannot get into the savings habit without a proper plan. Economists call it the science of self-monitoring. Our income levels are different. Therefore, you have to determine your monthly income, which includes your salary, rent from property and the money you get from outside jobs depending on your skills. Today, most of us cannot manage with our salaries. Therefore, teachers start giving tuition and doctors do private practice. You can do many part time jobs according to your special skills and the time you can devote to th...

  Time really is money There are many things you can do to save time and make the maximum use of it. The first step is to establish priorities. When you have a sense of priority, you will find it easy to finish one job and start another immediately. You cannot prepare a list of priorities in your mind. It has to be committed to writing. When I was a student I used to prepare a list priorities every evening. The list contained 15 things I had to do on the following day. I also gad to review the progress every now and then throughout the day. According to Harold L.Taylor, a Canadian time-management expert, you should give each task a specific time slot. If you follow this procedure regularly, you will reap very good result. When you prepare priority result list, you will have a problem of deciding which tasks are more important than others are. To solve this problem, time-management experts have suggested a solution. If you are a businessperson, 80 percent of your business will...

  Challenge people to discover their best   The general notion of motivating people is a pat on the back but does that only raise the level of performance we need amidst ever-growing challenges. A pat on the back should only be when someone really does a good job and if not you, as a leader would be doing injustice to the people.   Given the erratic nature of the operating environment, which on a daily basis dictates and significantly changes the operating environment for business organizations, employers and employees are faced with the challenge of having to constantly adapt to meet challenges head on and to figer out new ways of working. The work environment for employees is fast paced, dynamic and challenges, making your strategies and value propositions short lived so you need constant creativity, analytical thinking continues improvements and correct speed of execution to improve or sustain performance. To succeed as a manager you have to grow yourself a...